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Instead of clicking a link in an email, navigate directly to the site by typing in the site address (URL). Be aware of the service you are signing into to file your taxes and use multi-factor authentication if it is an option for your tax service provider. The tax scams we are seeing are phone and email phishing based. The IRS pushed Tax Day back again this year, and many states are catching up to changing last minute federal laws. Tax scams are also on the rise this year. If the message creates a sense of urgency or it is not something you would normally expect, chances are it is fake. Remember, a phishing campaign usually tries to generate fear so the victim will click the link. Smishing campaigns run the gamut from tax rebates, bank activity, package delivery, and Amazon. Criminals are using this trust to their advantage. Text messages are not typically questioned before consumers click on a link. We have become used to receiving two-factor authentication text messages for our banks and access to health care systems. Criminals are turning to phishing via text message because most consumers trust their text messages. Smishing events were up over 300% at the end of 2020, and we look for those numbers to continue to increase this year. SMS Phishing, or Smishing, continues to grow in popularity among criminals. The FBI is also warning of fake COVID antibody test scams that seek to harvest personal information from their victims. The COVID scams have shifted from cures to requests for money to get to the front of the vaccine wait list. The scams are being reported in many forms, including phishing emails and texts, robocalls, and fake social media posts. The Federal Trade Commission is still warning of fraud campaigns related to COVID-19. Hackers follow current events and prey on the emotions of their targets to drive up click rates. Criminals use phishing as an entry point to install malware, gain access to login credentials, or collect personal information.

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